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Archive for March, 2009

Ways To Cut Down On Child Care Costs

Saturday, March 21st, 2009

Finding ways to cut down on child care costs without sacrificing quality child care is a top priority for all working parents. Here are a few ideas that can help save on child care costs:

See if your employer has a child care flexible spending account. This is a special account that the Internal Revenue Service (IRS) created that allows you to set aside money for child care expenses with pre-tax dollars. You ask your employer to take out a certain amount of money each month from your paycheck and you can use this money tax free for child care related expenses.

Inquire if your company has partnerships or offers discounts for certain child care provider services. some larger companies will sometimes negotiate discount plans with local child care providers to help offset child care costs.

See if your public school district offers a half day pre-kindergarten program for 4-year-olds. These programs are usually free and by signing-up your child, it will reduce your child care needs to a half day from a full day.

Check to see if your employer would be open to flex hours, job sharing or telecommuting. If so, you may be able to use these to juggle your schedule and cut your child care costs.

If both you and your spouse work, see if it’s possible to arrange your work schedules so they overlap as little as possible. This will allow you to reduce the number of hours your child has to spend at child care.

See if there is a relative or good friend that can help with child care.

Consider hiring a nanny and sharing the cost of child care with a few good friends. This will allow you to pay less individually for child care costs and the nanny will make more money overall.

Exercise During Pregnancy Supports Your Health

Thursday, March 19th, 2009

If you’re pregnant, it is normal when you have many questions in your mind about pregnancy symptoms, exercise, diet and what to do and what not to do during pregnancy. Furthermore, the first query coming to your mind is whether it is safe to exercise during pregnancy, as you want to be fit and good-looking but without compromising on the health of your unborn baby.

Exercise During Pregnancy – Myth Broken

It is a myth that exercising during pregnancy can be harmful to the unborn as well as the mother. In fact, exercising during pregnancy is beneficial for both the mother and the child, as it not only reduces physical discomfort, but also reduces stress and labor length. Here is a list of general frequently asked questions with answers about exercise during pregnancy:

Is It Safe To Do Workouts During Pregnancy?

Working out during pregnancies is not only safe but also healthy if you do not have any complications during the pregnancy period. However, it is recommended to consult your doctor or mid-wives and take their approval.

Why Is Exercise Necessary During Pregnancy?

As per a research, working out or mild exercise during pregnancy helps in reducing backaches and swelling of ankles, and constipation, which are some of the most common problems faced by pregnant women. In addition, it also gives energy and makes you feel fresh.

Does Exercise Help During Pregnancy?

The answer is ‘Yes’. Exercising during pregnancy promotes muscles, strength, and endurance, thereby, helping the mother to carry the weight gained during pregnancy.

I Do A Rigorous Workout. Is It Safe During Pregnancy?

According to a study in the American Journal of Obstetrics and Gynecology, healthy, well-conditioned women who exercised before pregnancy may continue to do so throughout pregnancy, without compromising their baby’s health or development.

For How Long Should I Exercise?

The workout should be approximately 45 minutes long and should include warm-ups, the actual workout and cool downs.

What Precautions Do I Need To Take While Exercising During Pregnancy, As I Had Never Worked Out Before?

Talk to doctor or midwife, and as far as you have the permission to proceed from them, you can engage yourself in mild exercise, like walking or swimming.

Immediately After The Birth Of My Child, What Exercises Can I Do To Regain My Shape?

Make sure you are physically ready before you start with the process of regaining you shape. Once you think you are fit to start with the exercise, begin with stretching and firming exercises and then gradually adding to the second set of exercises.

Just keep in mind that you need to follow normal exercise safety respects like drinking lots of water, stopping immediately if you sense any pain. The most important is to consult your doctor before you start any exercise regime.